Guaranteed Acceptance
No medical exam required. Coverage available for ages 50-85 regardless of health conditions.
New 2026 final expense benefit information
See if you qualify for final expense protection in under 60 seconds.
A dignified way to help cover burial, cremation, final bills, and other expenses without leaving the burden on your family.
No medical exam
Simple application options
Ages 50-85
Guaranteed acceptance options
State-regulated
Approved insurance plans
Why final expense insurance?
Coverage designed to protect your loved ones from final costs.
Affordable Premiums
Plans starting as low as $1/day. Rates are locked in and never increase.
Protect Your Loved Ones
Benefits paid directly to your beneficiary, tax-free, to cover burial, debts, or any final expenses.
Same-Day Coverage
Get approved and covered within 24 hours. No waiting period on most plans.
Plan options for residents nationwide
Do not wait to check your eligibility.
You are entitled to check available state-regulated plan options as a resident of your state. Respond now to see if coverage may fit your age, health, and family goals.
No medical exam
Guaranteed acceptance options
Rates never increase
Affordable premiums
No two-year waiting period
Why People Are Calling Us Now?
Rising costs have made funerals harder to afford. Our licensed agents are helping families secure up to $25,000 in coverage quickly and easily.
Rate Lock Guarantee
Your premium is locked in and will never increase for any reason.
Day 1 Coverage
Eligible applicants can get full coverage starting from the very first payment.
Fast Approval
Most plans are approved within minutes over the phone. No waiting weeks.
50,000+Families protected
4.9/5Average rating
$0Medical exams required
With vs. without coverage
A small plan can prevent a very large problem.
Need
With Coverage
Without Coverage
Burial and cremation costs
Benefit can help cover final arrangements
Family may face $7,000-$12,000+ out of pocket
Medical bills and debts
Policy proceeds may help settle remaining expenses
Unpaid balances can become a family burden
Financial stress
Loved ones have a plan to lean on
Families may rely on savings, credit, or donations
Peace of mind
You choose who receives the benefit
Decisions are made during a difficult time
What families say
Peace of mind starts with one quick check.
I got approved in one phone call. No blood work, no hassle. Now I know my kids will not be stuck with my funeral costs.
Margaret T., Houston, TX
My premium is affordable and it never goes up. Best decision I have made for my family.
Robert S., Atlanta, GA
After my husband passed without coverage, I knew I needed a plan. This gave me peace of mind.
Linda M., Phoenix, AZ